This is a blog to articulate options available to people who have Long term capital gains due to sale of residential property

A few months back, I decided to explore the secondary market for bonds, particularly Non-Convertible Debentures. I purchased some Shriram...

I recently wrote a blog about achieving decent short-term returns with debentures and bonds. However, as I revisited my own writing...

Years ago, I bought a HP 7 inch slate with voice calling (Yes - HP actually made voice tabs in India for a very short, blessed time!)....

I discovered the concept of invoice discounting when a then-colleague told me about a startup his ex-manager had founded. I got looking...

When I was studying for my bachelor's degree (a very staid B.Com), there was a subject called "Banking". It was one that I do not have...

A first hand experience of opening and using RBI Retail Direct and NDS-OM accounts

If you are (like I am) being blasted by emails, messages and content from Mutual funds, advisors and well-wishers about this being the...

Tax loss harvesting is a perfectly legal, above board way of optimizing your tax payments on capital gains. Ideally, it should be done...

So I have the shares that vested and I now have shares sitting in your investment account in the US. What do we do now??? Let us assume I...

When I first saw "Restricted Stock Units" or RSUs in my compensation package, I felt like "I had made it", because it made me feel...

Tax reckoner for investments from India on FDs, NCDs, Equity, mutual funds and more.

I have been invested to some extent in gold, but not physical gold. To me, physical gold is not an investment but an expense since...

Post the whole SIP vs lumpsum analysis, I wanted to see what the XIRR would be if I could (somehow) time my investment. Of course...

This is a standard question I always have regardless of how many articles I read. Everytime the market falls and subsequently picks up, I...

Most people have SIPs running for equity. To SIP or not to SIP is a whole different analysis, but I do not want to divert my analysis...

The idea of making my Will just makes me morbid. And it also is a touchy subject in most families, not just because it is associated with...

I apologize upfront for the dry nature of this blog post. I cannot do much about a topic which is actually very boring except make it...

A few months ago I attended an online session with a lawyer on making a will. I will summarize that call seperately, but It broke one...

Let me tell you a story. Long long ago, so long ago, noone knows how long ago - I opened a fixed deposit. Not sure why I needed to or...