Mutual Funds

Smitha

Jun 20, 20243 min read

To bond or not to bond with capital gains, that's the question

This is a blog to articulate options available to people who have Long term capital gains due to sale of residential property

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Smitha

Mar 21, 20231 min read

A cheat-sheet for tax on investments

Tax reckoner for investments from India on FDs, NCDs, Equity, mutual funds and more.

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Smitha

Mar 8, 20232 min read

The Gold Route

I have been invested to some extent in gold, but not physical gold. To me, physical gold is not an investment but an expense since...

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Smitha

Mar 5, 20232 min read

SIP vs Lumpsum (timing the market) - Part 2/2

Post the whole SIP vs lumpsum analysis, I wanted to see what the XIRR would be if I could (somehow) time my investment. Of course...

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Smitha

Feb 28, 20232 min read

The classic question: SIP vs lumpsum investments (Part 1 of 2)

This is a standard question I always have regardless of how many articles I read. Everytime the market falls and subsequently picks up, I...

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Smitha

Feb 27, 20231 min read

Direct vs Regular funds

Most people have SIPs running for equity. To SIP or not to SIP is a whole different analysis, but I do not want to divert my analysis...

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Smitha

Feb 24, 20232 min read

Another to-do: Nominee update (and what a nominee is not!)

A few months ago I attended an online session with a lawyer on making a will. I will summarize that call seperately, but It broke one...

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Smitha

Feb 19, 20233 min read

Direct vs regular (Part 1/2) - yet another blog on this topic but which was eye opening to me

I've been wanting to do this comparison for awhile - direct vs regular mutual funds. It's been a much discussed topic both online and...

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Smitha

Jan 26, 20233 min read

Where can we park funds for 91 days?

I was looking at parking funds for 3 months, and did some basic research on options. I do not think twice about just keeping it in FDs or...

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