Long post alert!!! Mainly because I included a badly formatted but useful calculator at the end First of all, I need to caveat that I...

I realized a few years ago that I had no way of tracking my financial assets and liabilities. And I often have this conversation with...

I've been wanting to do this comparison for awhile - direct vs regular mutual funds. It's been a much discussed topic both online and...

I saw this recommendation that I should park my excess funds in Liquid Bees (NSE: LIQUIDBEES), so that I would have access to immediate...

I finally opened a PPF account today with HDFC bank. I always felt that I had enough avenues for an 80C deduction, not understanding what...

The answer is : It all depends! I have been thinking about switching to the new regime for a while, only because of avoiding the hassles...

After a long and bumpy relationship, I decided to finally call it quits with Citi from a banking relationship. Ironically I called it...

I was looking at parking funds for 3 months, and did some basic research on options. I do not think twice about just keeping it in FDs or...

I opened a FD with Suryoday SFB in December 2023. This is a short blog on the process/my experience with the product It is not a paid...

Fixed deposits are probably the one investing avenue that most people who have a bank account both know and also use religiously. In this...

As I have been working with a few friends to help consolidate, transfer or withdraw their PF depending on their need, one thing I have...

Welcome to Finsmacks! My name is Smitha, and I’m here to share my knowledge, experience and journey with personal finance. I believe that...